|
Current Deposit Account and Loan Rates
Effective February 1, 2012
|
| Accounts |
Annual Percentage Rate
APR(%) |
Annual Percentage Yield
APY(%) |
| Regular Savings Account |
|
| Regular Savings Account |
0.50 |
0.50 |
| |
|
|
| Checking Accounts |
|
| Checkless Checking |
0.25 |
0.25 |
|
|
|
| Term Certificates |
($500 minimum) |
| 3-month term |
0.75 |
0.75 |
| 6-month term |
0.75 |
0.75 |
| 12-month term |
1.05 |
1.06 |
| 18-month term |
1.05 |
1.06 |
| 24-month term |
1.25 |
1.26 |
| 36-month term |
1.50 |
1.51 |
| 48-month term |
1.75 |
1.77 |
| 60-month term |
1.75 |
1.77 |
| |
|
|
| Economic Development Term Certificate |
($500 minimum) |
| Economic Development Certificate |
0.50 |
0.50 |
|
|
|
| Loan Rates |
|
| Cars & Trucks (New & Used) (up to 84 months) |
5.75% to 17.80% |
| Signature |
10.00% to 17.90% |
| Share Secured & "Fresh Start" (Savings & Term Certificates) |
Account Rate + 3% |
| Overdraft Line of Credit |
10.90% to 17.90% |
